*PAKEJ MBSB XCHANGE-i

PAKEJ XCHANGE-i

- Pinjaman MBSB Pakej Baru 2012
- WAJIB OVERLAP pinjaman lama
- Pinjaman minimum RM50,000. Maksima RM200,000.
- Tempoh pembayaran balik dari 2 tahun - 20 tahun
- WAJIB OVERLAP salah satu Bank/Koperasi SELAIN MBSB
- Jika ada MBSB akan jadi akaun KEDUA
- Kadar keuntungan serendah 4.3% (kadar tetap) untuk 20 tahun DENGAN banccassurance
- Kadar keuntungan serendah 4.5% (kadar tetap) untuk 20 tahun TANPA banccassurance
- Payout 95%
- Potongan BIRO ANGKASA tidak melebihi 60%
- Tidak ada yuran keahlian (Anda tidak perlu menjadi ahli)
- Blacklist, CTOS, CCRIS layak
- Overlap dibenarkan

• Financing Amount Min Rm50k Up To Rm200k
• Tenure Min 5 Years Max 20 Years
• Profit Rate :
  • Bundling With Banca Takaful - 4.30% Flat Rate
  • Without Banca Takaful - 4.50% Flat Rate
• Minimum Salary Rm700 Including Fixed Allowance
• 19 Years Old And Not Exceeding 60 Years Upon Expiry Of Facility Or Opted Retirement Age Whichever Comes First
• Malaysian Citizen; Permanent And Confirmed Employee
• Total Deduction Inclusive Of Mbsb’s Installment Not To Exceed 60% From Gross Salary ; And
• Open To Government (Ag-Green Pay Slip And Non-Ag) And Non-Government Employees.

3.99%* From 1/1/2012 Until 31/3/2012 Or Upon Achieving Rm1.0 Billion In Disbursement Amount For Xchange-I Package Only Incomplete Submission In Not Entitle For This Early Bird Promotion

Deduction From Payout

• Security Deposit = 1 Month Instalment
• Processing Fee 2% From Financing Amount
• Rm50 X 13 Months (Rm650) For Banca Takaful (If Any)
• Temanku (Tk Card) Rm70 & Amanah Raya Rm350 (If Any)

Zero Entry Cost

The Followings Will Be ABSORBED By Mbsb:-

• Stamp Duty ; And
• Takaful Contribution-Gctt; And
• Charges On Redemption Statement (Rs) Imposed By Other Banks-Rm50.00 Per Rs; Up To 5 Rs Per Application (Reimbursement Basis)
• Lock In Period : 5 Years ; And
• Early Settlement Fee : 5.0% From Outstanding Balance; And
• To Claw Back All Cost Incurred Under Zero Entry Cost (Zec).

Takaful Coverage (Gctt)

Compulsory With Details Of Coverage Based On The Followings :

• Full Financing Amount; And
• Full Tenure Coverage If Financing Is Less Than 10 Years; Or
• Maximum 10 Years Coverage If Financing Is 10 Years And Above